Your banker's name, not a case number
Every Rielora Capital business customer gets a named relationship manager with a direct line, and a credit committee that sits in the same region as your business.
26k
Businesses banked
5 days
Credit decisions under $2M
$40M
Maximum facility
Priced for the size you are now
Move up or down a tier at any time. Your account number, cards and integrations stay exactly where they are.
Starter
Sole traders and businesses under $250k turnover.
$0/month
- 50 free transactions/month
- 2 debit cards
- Accounting sync
- Shared relationship team
Growth
Trading businesses with payroll and suppliers.
$29/month
- 200 free transactions/month
- Named relationship manager
- Multi-user roles & approvals
- Same-day ACH & wires
- Merchant services at 1.4% + 10¢
Commercial
Multi-entity groups and $10M+ turnover.
Bespoke
- Unlimited transactions
- Full treasury platform
- Sweep & liquidity management
- Facilities to $40M
- Trade & FX desk access
Know where every dollar is, before month end
Consolidated positions across entities and currencies, cash forecasting that uses your actual receivables, and sweeps that put idle balances to work overnight.
Automated sweeps
Idle operating cash moves to interest-bearing overnight, and back before the morning run.
Positive pay
Cheque and ACH filters that stop unauthorised debits before they clear.
Lockbox & receivables
Payments captured, matched to invoices and posted into your ledger the same day.
Multi-entity reporting
One dashboard across subsidiaries, with per-entity permissions and audit trails.
Group position
$4,812,460
Take the payment today, bank it tomorrow
Card terminals, tap-to-pay on your phone and a hosted online checkout — all settling next day into your Rielora Capital account, with one statement and one fee.
1.4% + 10¢
In-person card rate
1.9% + 20¢
Online checkout
Next day
Settlement, incl. weekends
- No monthly terminal rental on the Growth plan
- Chargeback handling by a named case manager
- PCI DSS Level 1 certified processing
The rest of the commercial toolkit
Payroll
Same-day ACH runs and multi-state tax filing, wired straight into your business checking.
From $39/month
Commercial lending
Working capital, real estate, equipment finance and syndicated facilities to $40M.
Trade & FX
Letters of credit, documentary collections, forwards and payments in 34 currencies.
Desk quotes daily
Fraud protection
Dual authorisation, payee verification and behavioural monitoring on every outbound payment.
Security centre
340 people, three states, one payroll run that has never missed
"We moved from a national bank where nobody could tell me who owned our relationship. At Rielora Capital I have a mobile number for our RM, and when we needed a $1.8M facility to bridge a fleet purchase, the committee met that week. Nine years and no missed payroll."
Priya Raman
CFO, Halverson Logistics · Chicago
$1.8M
Facility agreed
6 days
To decision
9 yrs
Relationship
Open a business account this week
Most applications are approved within two business days. Bring your incorporation documents and an ID for each signatory.