Cards you can switch off from the sofa
Freeze in one tap, block a merchant category, generate a virtual number for a subscription you don't trust, and pay nothing extra abroad.
4821 •••• •••• 7390
5312 •••• •••• 1187
Three cards, chosen by what you actually spend on
Representative APRs shown. Your rate depends on your credit assessment and is confirmed before you accept anything.
•••• •••• •••• 4410
Everyday Cashback
Everyday Cashback
For groceries, fuel and the weekly shop.
2% back
On supermarkets and fuel, 1% elsewhere
- No annual fee
- Cashback paid monthly
- Purchase protection to $2,000
16.9% variable APR representative
Apply•••• •••• •••• 1187
Reserve Travel
Reserve Travel
For people whose card sees more airports than sofas.
3× points
On travel and dining, 1× elsewhere
- No foreign transaction fee
- Airport lounge access ×6/year
- Travel & delay insurance
$95 annual fee · 18.4% variable APR
Apply•••• •••• •••• 6602
Balance Transfer
Balance Transfer
For clearing an expensive balance somewhere else.
0% for 21 mo
On transfers made in the first 90 days
- 2.9% transfer fee
- No annual fee
- Payoff planner in the app
19.9% variable APR after intro period
ApplyThe full comparison
| Feature | Everyday Cashback | Reserve Travel | Balance Transfer |
|---|---|---|---|
| Annual fee | $0 | $95 | $0 |
| Representative APR | 16.9% variable | 18.4% variable | 19.9% variable |
| Intro offer | — | 40,000 bonus points | 0% for 21 months |
| Foreign transaction fee | 2.5% | None | 2.5% |
| Lounge access | — | 6 visits/year | — |
| Virtual card numbers | Yes | Yes | Yes |
| Instant freeze | Yes | Yes | Yes |
| Zero-liability fraud cover | Yes | Yes | Yes |
Sample content for template demonstration. Replace all rates, fees and offers with your own before launch.
The settings a card should have had all along
Freeze and unfreeze instantly
Left it in a taxi? Freeze it. Found it in your coat? Unfreeze it. No call, no replacement card.
Virtual card numbers
Generate a disposable number per merchant. Cancel one without reissuing your real card.
Merchant category blocks
Switch off gambling, cash withdrawals or online payments entirely — permanently or for a weekend.
Real-time alerts
A notification the moment the card is used, with the merchant name you'd actually recognise.
Lost your card right now?
Freeze it in the app immediately, then call the 24-hour line. A replacement is with you in three to five working days, or next day for an $18 expedited fee.