Advice that survives contact with a bad quarter
We publish the assumptions behind every plan, review them with you twice a year, and tell you when we were wrong. Mandates from $250,000, all-in fees from 0.55%.
$18.6B
Client assets advised
0.55%
Lowest all-in fee
64
Chartered advisers
2×/yr
Formal plan reviews
Three ways to be managed
Every mandate is built around a written objective and a stated risk budget — not a questionnaire score you never see again.
Core Managed
A globally diversified, low-cost portfolio across five risk profiles, rebalanced quarterly and tax-aware by default.
- Minimum
- $250,000
- All-in fee
- 0.55%
- Reviews
- Twice yearly
Bespoke Discretionary
A portfolio constructed for your circumstances — concentrated stock positions, liquidity events, philanthropic goals and all.
- Minimum
- $1,000,000
- All-in fee
- 0.75%
- Reviews
- Quarterly
Advisory
You keep the final decision on every trade. We bring the research, the modelling and the argument against your own idea.
- Minimum
- $500,000
- All-in fee
- 0.65%
- Reviews
- On demand
Investment products are not FDIC insured, are not bank guaranteed and may lose value. Past performance does not indicate future results. All figures on this page are illustrative template content.
Modelling that shows you the bad scenarios too
We run your plan against poor sequences of returns, not just the average one — because the average never actually happens.
IRAs and rollovers
Traditional and Roth, with consolidation of old employer plans handled for you.
Drawdown strategy
Which pot to spend first, and what that does to your tax bill over twenty years.
Sequence risk testing
Stress-tested against a 2000 or 2008 style opening decade.
Annual re-plan
Assumptions revisited every year and the changes written down, not glossed over.
The part nobody wants to plan, done properly
Rielora Capital has acted as corporate trustee since 1988. We are still administering trusts settled before the internet existed.
Corporate trusteeship
An institution that outlives the individuals, with documented decision-making and annual accounts.
Estate administration
Probate, asset gathering, tax filings and distribution — with one named contact for the family.
Charitable structures
Donor-advised funds and charitable trusts, structured for the giving pattern you actually want.
Business succession
Valuation, buy-sell funding, management buy-outs and what to do with the proceeds afterwards.
Four meetings before we manage a dollar
The discovery work is unpaid and non-committal. If we don't think we can add more than we cost, we say so.
Request an introductionDiscovery
What the money is actually for, when you need it, and what would count as failure.
Written plan
Objectives, risk budget, assumptions and the fee, in a document you keep whether you proceed or not.
Implementation
Phased in where markets are stretched, with capital gains sequenced to manage the tax cost.
Review, twice a year
Performance against your objective — not against an index you never agreed to be measured on.
Start with a conversation, not a contract
The first two meetings cost nothing and commit you to nothing. You will leave with a written summary either way.