The whole bank, minus the queue
Open a savings account, dispute a charge, replace a card or reach a human — without leaving the app. And when you do want a branch, all 142 are still open.
4.8 average from 12,400 reviews
Transfer sent
$1,240.00
Things you'd otherwise have to phone about
Instant transfers
Any US account, in seconds, seven days a week including holidays. No fee, no cut-off time.
Budgets that maintain themselves
Transactions are categorised automatically, with a nudge before a category runs dry.
Full card control
Freeze, unfreeze, block categories, disable foreign use and mint virtual card numbers.
Open products in-app
Savings accounts, certificates and additional pots open in under a minute, no branch visit.
Message a real person
Secure chat with a Rielora Capital banker, with your full history attached so you don't repeat yourself.
Free credit score
Updated weekly, with the factors moving it explained without jargon.
Locked down without being annoying
Passkeys replace passwords entirely, and we only interrupt you with a step-up check when the behaviour is genuinely unusual — not on every login.
Passkey and biometric sign-in
Nothing to phish, because there is no password to steal.
Device binding
A new device has to be approved from one you already trust.
Behavioural monitoring
Payments that don't look like you get held for a two-second confirmation.
Zero-liability guarantee
If someone else spends your money, you get it back.
What customers actually wrote
"Froze my card from a restaurant table when I realised my wallet was gone, unfroze it twenty minutes later when it turned up. Never spoke to anyone."
— J. Nakamura, customer review
"The budget categories are the first ones I haven't had to correct manually. It knew my dentist was healthcare and not shopping."
— R. Delacroix, customer review
"Opened a 12-month certificate on the train. Four taps, no branch, no phone call, no PDF to print and sign."
— M. Achebe, customer review
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