Sixteen products. One relationship.
Whatever you open, the same banker can see it, explain it and change it. No separate logins, no being transferred between divisions that don't talk to each other.
Browse by who it's for
Checking accounts
Everyday, Premier and Student checking. No monthly fee, no minimum balance, salary up to two days early.
From $0/month
Savings & certificates
Reserve Savings at 4.25% APY with interest paid daily, plus fixed CDs from three to sixty months.
Up to 4.85% APY
Credit & debit cards
Cashback, travel rewards and a 0% intro card. Instant freeze, virtual numbers and no foreign transaction fee.
From 16.9% variable APR
Digital banking
Instant transfers, automatic budgets, bill splitting, card controls and in-app product opening.
Included free
Business checking
200 free transactions a month, multi-user roles, approval workflows and one-click accounting sync.
From $0/month
Merchant services
Card terminals, tap-to-pay on phone and hosted checkout, with next-day settlement into your account.
From 1.4% + 10¢
Treasury & cash management
Sweep accounts, liquidity forecasting, positive pay, lockbox and multi-entity consolidated reporting.
Priced per mandate
Payroll services
Same-day ACH runs, multi-state tax filing and direct integration with your business checking.
From $39/month
Trade & foreign exchange
Letters of credit, documentary collections, forward contracts and payments in 34 currencies.
Quoted per transaction
Investment management
Discretionary and advisory mandates from $250,000, with tax-aware rebalancing and semi-annual reviews.
From 0.55% all-in
Retirement planning
Traditional and Roth IRAs, rollovers, drawdown modelling and employer plan consolidation.
No account fee
Trust & estate services
Corporate trusteeship, estate administration, charitable structures and generational transfer planning.
Fee schedule on request
Business succession
Valuation, buy-sell funding, management buy-out structuring and post-exit wealth planning.
Advisory engagement
Four steps, no surprises at step three
Tell us the job
A short conversation about what the money needs to do — not a product pitch.
Get the numbers
Indicative pricing in writing, including the fees, before any application is submitted.
Decision, locally
Your regional credit committee reviews it. Facilities under $2M clear in five business days.
A banker, not a queue
You keep the same named contact afterwards, with a direct line and an email that reaches a person.
Not sure which of these you need?
That is a perfectly normal position to be in. Book 45 minutes with a Rielora Capital banker and leave with a written recommendation — whether or not you open anything.